Zurich Life Insurance Malaysia Berhad
Registration No. 196801000442 (8029-A)
Terms & Conditions of Access
Access to this website is granted by Zurich Life Insurance Malaysia Berhad (hereinafter referred to as "the Company") and its representation is subject to the following:-
Please read the following Terms and Conditions before you register as an the Company website member. By clicking on the "I Agree and Accept" button below, you are deemed to have read, understood and accepted all conditions and you will be bound by this agreement. The terms and conditions may be revised by the Company at any time by updating this posting without any notice being sent to you. The Company shall not be held liable for your omission to check the modifications and changes posted on the website. This website is for customers who own a life insurance policy with the Company only.
If you do not accept any of these terms and conditions, please discontinue your access to this website immediately and/or use of the services provided.
Registration
By registering, you agree that the User ID and password is personal to you and that you shall not reveal your User ID and your password or any other information to another party which could facilitate unauthorised access and use of this website. If you allow another party access to this website using your User ID and password, you shall indemnify the Company, its affiliates and any independent contractors engaged by the Company in maintaining and moderating this website, against any liability, costs, or damages arising out of this unauthorised access. If you believe someone has used your User ID and password without your consent, you shall notify the Company immediately.
Disclaimer
The material contained in this website is provided without warranty of any kind what so ever, either expressed or implied. The Company disclaims all warranties, expressed or implied, including but not limited to imply warranties of merchantability, fitness for a particular purpose to the fullest extent permitted by the laws of Malaysia. Though the Company has taken all reasonable effort to ensure that the material on the website are fit for purposes related thereto, the Company make no representations or warranties in any way what so ever to any information or material on this website, or this website as a whole, will be provided with uninterrupted service or be free from errors or that any identified defect will be corrected; further, no warranty is given that this website or any information or material are free from any virus or other malicious, destructive or corrupting code, agent, programme or macros. The information and descriptions contained herein are not intended to be complete descriptions of all terms; exclusions are applicable to the products and services and are provided solely and strictly for general information and viewing by the registered members only.
Non-Liability
The Company shall not be liable in any manner whatever for any damages, loss or expense including without limitation, direct, indirect, special, and consequential or punitive damages or economic loss resulting from the use of the material on this website. The Company also assumes no responsibility and shall not be liable for any system, server or connection failure, error, omission, interruption, delay in transmission or computer virus or browsing in this site or you downloading of any images, video or audio from this website.
Restrictions on Use of Material
This website is wholly owned and operated by the Company and remains the property of the Company at all times. Unless otherwise stated herein, no material from this website may be copied, reproduced, republished, uploaded, posted, transmitted, printed, distributed, modified, reused and reposted for public or commercial purposes including the text, images, audio and video, without the Company’s prior written permission.
Copyright and Trademarks
All trademarks, services marks, trade names, logos, and icons are the property of the Company. Nothing contained in this website should be construed as granting, by implication, estoppel, or otherwise any license or right to use any trademark displayed on this website without the prior written consent of the Company.
Links
Links to other sites
Where the Company provides hypertext links to other locations on the internet, such is done strictly for information purposes only. No endorsement or approval of any third party or their advice, opinions, information, products or services is expressed or implied by any information on this website. Therefore, the Company shall not be responsible and makes no warranties in respect of the contents of those websites, the third parties named therein or their products and services. Linking to any other website or page shall be at your sole risk and the Company will not be responsible or liable for any damages suffered by any person in connection with this linking.
Downloadable software
Links to downloadable software website are for convenience only and the Company is not responsible or liable for any difficulties or consequences associated with downloading the software. Use of any downloaded software is governed by the terms of the license agreement, if any, which accompanies or is provided with the software.
Personal Data Protection/ Use
Our data policy
As a result of your interaction with the Company website, the Company may hold and process personal information obtained about you and store the information with its parent and related company when you access our website and use it for servicing our relationship or potential relationship with you and identify products and services which are relevant to you from within the Company, and to evaluate the effectiveness of our marketing of this website and for statistical analysis. We will not disclose any such information outside of the Company and its group of companies except upon obtaining consent from you for such disclosure, where it is required/obliged by law, regulation or any other directive or order by any authority having jurisdiction over us, where it is to give effect to an instruction given by you, to provide you with the service herein, to enforce and protect our rights and property or any provisions of the Conditions of Access, or, where necessary and under requirement of strict secrecy, to sub-contractors or persons acting as our agents. Please see our Privacy Policy on further information on how we safeguard your personal information.
Miscellaneous
The failure of the Company to exercise or enforce any right or provision of these terms and conditions shall not constitute any waiver of such right or provision.
If any part of these terms and conditions is determined to be invalid or unenforceable pursuant to any law which is applicable to the Company, then the invalid and unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision, without invalidating any other provisions of the terms and conditions herein.
Governing Law and Jurisdiction
By accessing this website and/or using the services offered through this website, you agree that Malaysian law:
- Shall govern such access and the provision of such services, and
- Shall be applicable in the interpretation of the terms and conditions herein.